@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Libre+Caslon+Display&display=swap');
:root{--ink:#163e3a;--dark:#0e302d;--muted:#556763;--paper:#fafbf8;--line:#d9e0d9;--gold:#ddba70;--soft:#edf1eb;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;background:var(--paper);color:var(--ink);font-family:'DM Sans',sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-underline-offset:4px}button,input,select,textarea{font:inherit}button,a,input,select,textarea{outline-offset:5px}p{margin:0 0 1.2em}h1,h2,h3{font-weight:400;line-height:1.05;margin:0 0 .45em}h1,h2{font-family:'Libre Caslon Display',Georgia,serif}h1{font-size:clamp(3.2rem,6.1vw,6rem);letter-spacing:-.035em}h2{font-size:clamp(2.5rem,4.2vw,4rem);letter-spacing:-.025em}h3{font-size:1.25rem;font-weight:600;line-height:1.3}.wrap{max-width:1240px;width:calc(100% - 100px);margin:auto}.eyebrow{font-size:.78rem;letter-spacing:.15em;text-transform:uppercase;font-weight:700;margin-bottom:24px}.muted{color:var(--muted)}.small{font-size:.875rem}.topline{background:var(--dark);color:#e0e9df;text-align:center;font-size:.78rem;padding:7px 16px;letter-spacing:.06em}header{background:var(--paper);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:30px;min-height:100px}.brand{text-decoration:none;display:flex;align-items:center;gap:13px;line-height:1.2;flex-shrink:0}.brand-mark{border:1px solid var(--ink);width:39px;height:44px;display:grid;place-items:center;font-family:Georgia,serif;font-size:25px}.brand strong{font-size:17px;letter-spacing:.09em}.brand small{display:block;font-size:10px;letter-spacing:.3em;margin-top:5px}.navlinks{display:flex;align-items:center;gap:27px;font-size:14px}.navlinks>a{text-decoration:none}.navlinks>a:hover{text-decoration:underline}.button,button{display:inline-flex;align-items:center;justify-content:center;gap:24px;background:var(--ink);color:white;border:1px solid var(--ink);border-radius:3px;text-decoration:none;padding:15px 23px;font-size:14px;font-weight:600;cursor:pointer;line-height:1.35}.button:hover,button:hover{background:#24544c}.button.outline{background:transparent;color:var(--ink)}.menu{display:none}.hero{padding:69px 0 62px}.hero-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:70px;align-items:center}.hero h1{max-width:680px}.hero p.lead{max-width:500px;font-size:17px;color:var(--muted);margin:25px 0 28px}.hero .eyebrow{display:flex;align-items:center;gap:13px}.hero .eyebrow:before{content:'';width:25px;height:1px;background:var(--ink)}.hero-image{position:relative;padding-bottom:35px}.hero-image img{width:100%;height:530px;object-fit:cover;display:block;border-radius:3px}.image-note{position:absolute;bottom:0;left:-25px;background:var(--dark);color:white;padding:24px 30px;width:88%;font-family:'Libre Caslon Display',Georgia,serif;font-size:25px;line-height:1.25}.image-note small{display:block;font-family:'DM Sans',sans-serif;text-transform:uppercase;letter-spacing:.13em;font-size:11px;margin-bottom:9px;color:var(--gold)}.micro{font-size:13px;margin-top:15px;color:var(--muted)}.trustline{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.trustline .wrap{display:flex;justify-content:space-between;gap:24px;padding:24px 0;font-size:14px}.trustline span:before{content:'✓';margin-right:12px;color:#547354}.section{padding:90px 0}.section-head{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:end;margin-bottom:38px}.section-head p{max-width:460px}.soft{background:var(--soft)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{padding:29px 27px;background:var(--paper);border:1px solid var(--line);border-radius:3px;text-decoration:none;display:block}.card:hover{border-color:#60796b}.card .num{display:block;font-family:Georgia,serif;color:#6f8378;margin-bottom:24px;font-size:20px}.card p{font-size:15px;color:var(--muted);margin-bottom:0}.card .link{margin-top:24px;font-size:13px;font-weight:600;display:block}.split{display:grid;grid-template-columns:1fr 1fr;gap:100px}.steps{border-top:1px solid var(--line)}.step{display:grid;grid-template-columns:40px 1fr;gap:20px;padding:26px 0;border-bottom:1px solid var(--line)}.step>span{font-family:Georgia,serif;font-size:24px;color:#6f8378}.step p{color:var(--muted);margin:9px 0 0;font-size:15px}.dark{background:var(--dark);color:white}.dark p{color:#d0ddd4}.dark .eyebrow{color:var(--gold)}.dark .button{background:var(--gold);border-color:var(--gold);color:var(--dark)}.dark h2{max-width:700px}.quote{font-family:'Libre Caslon Display',Georgia,serif;font-size:clamp(2rem,3.2vw,3rem);line-height:1.2}.rule-list{padding:0;list-style:none}.rule-list li{border-bottom:1px solid var(--line);padding:16px 0}.faq{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:20px 0}summary{font-size:17px;font-weight:500;cursor:pointer;list-style:none;padding-right:35px;position:relative}summary:after{content:'+';position:absolute;right:4px;font-size:22px;top:-4px}details[open] summary:after{content:'−'}details p{max-width:840px;color:var(--muted);margin:16px 0 2px}footer{padding:55px 0 25px;background:#e9eee7;font-size:14px}.footer-grid{display:grid;grid-template-columns:1.8fr 1fr 1fr;gap:50px}.footer-grid a{display:block;margin-bottom:10px;text-decoration:none}.footer-grid .brand{display:flex}.footer-bottom{border-top:1px solid #cbd6cb;padding-top:22px;margin-top:35px;display:flex;justify-content:space-between;gap:30px;font-size:12px}.page-hero{padding:70px 0 55px;max-width:900px}.page-hero h1{font-size:clamp(3rem,5.5vw,5.4rem)}.page-hero .lead{max-width:740px;color:var(--muted);font-size:19px;margin-top:25px}.content{max-width:850px}.content h2{font-size:2.6rem;margin-top:55px}.content h3{margin-top:30px}.content li{margin:8px 0}.banner{padding:35px;border-left:3px solid var(--gold);background:var(--soft);margin:35px 0}.banner p:last-child{margin-bottom:0}table{width:100%;border-collapse:collapse;font-size:15px}th,td{text-align:left;border-bottom:1px solid var(--line);padding:18px 15px;vertical-align:top}th{background:var(--soft)}.table-scroll{overflow:auto}form{background:white;border:1px solid var(--line);padding:35px;border-radius:4px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:22px}.field{display:flex;flex-direction:column;gap:7px;font-size:14px}.field.full{grid-column:1/-1}input,select,textarea{width:100%;padding:12px;border:1px solid #b9c8bc;border-radius:3px;background:#fff;color:var(--ink);min-width:0}textarea{min-height:120px;resize:vertical}.form-step{display:flex;gap:10px;align-items:center;margin:0 0 25px;font-size:13px}.form-step span{background:var(--soft);padding:5px 12px;border-radius:20px}.form-step .active{background:var(--ink);color:white}fieldset{border:0;padding:0;margin:0 0 25px}legend{font-size:1.25rem;font-weight:600;margin-bottom:20px}.checks{display:grid;grid-template-columns:1fr 1fr;gap:12px}.check{display:flex;gap:9px;font-size:14px;align-items:start}.check input{width:17px;height:17px;margin-top:4px;flex-shrink:0}.form-actions{display:flex;gap:14px;margin-top:28px;align-items:center;flex-wrap:wrap}.hidden{display:none!important}.summarybox{white-space:pre-wrap;background:var(--soft);padding:23px;font-size:14px;margin:20px 0;overflow-wrap:anywhere}.resource-links{font-size:13px;color:var(--muted);margin-top:45px}.resource-links a{margin-right:16px}.skip{position:absolute;top:-100px}.skip:focus{top:10px;background:white;z-index:10;padding:15px}.full-link{display:flex;justify-content:space-between;gap:20px;padding:22px 0;border-bottom:1px solid var(--line);text-decoration:none}.full-link:hover{text-decoration:underline}.document h1{font-size:3.4rem}.document h2{font-size:2.5rem;margin-top:55px}.document h3{margin-top:25px}.document .brief{border:1px solid var(--line);padding:35px}.document{padding-bottom:80px}
@media(max-width:1000px){.wrap{width:calc(100% - 48px)}.navlinks{gap:15px}.hero-grid{gap:38px}.hero-image img{height:460px}.section-head,.split{gap:45px}.hero h1{font-size:4.3rem}.cards{grid-template-columns:repeat(2,1fr)}}@media(max-width:760px){.wrap{width:calc(100% - 40px)}.topline{font-size:11px}.nav{min-height:80px;flex-wrap:wrap;gap:0}.menu{display:block;padding:9px 13px;font-size:13px}.navlinks{display:none;width:100%;padding:20px 0;flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.hero{padding:42px 0}.hero-grid,.section-head,.split{grid-template-columns:1fr;gap:35px}.hero h1{font-size:3.8rem}.hero-image{margin-left:15px}.hero-image img{height:355px}.image-note{left:-15px;font-size:23px}.hero .lead{font-size:16px}.trustline .wrap{flex-wrap:wrap;gap:12px;font-size:12px;padding:20px 0}.section{padding:58px 0}.cards{grid-template-columns:1fr}.section-head{margin-bottom:25px}.eyebrow{font-size:11px;margin-bottom:18px}.footer-grid{grid-template-columns:1fr 1fr;gap:25px}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:8px}.fields,.checks{grid-template-columns:1fr}.field.full{grid-column:auto}form{padding:23px}.page-hero{padding:45px 0 35px}.page-hero .lead{font-size:17px}.document .brief{padding:22px}.button{padding:14px 18px}.table-scroll{margin:0 -5px}}
@media print{header,footer,.topline,.print-hide{display:none}.wrap{width:100%}.document{font-size:11pt}.document h2{break-after:avoid}table{font-size:10pt}.brief{break-after:page}.section{padding:20px 0}}

.copy-block{padding:25px 30px;border-left:2px solid var(--line);background:white}.copy-block article{padding:0;margin:25px 0}.copy-block h3{font-size:1.5rem}.copy-block h4{font-size:1.1rem;margin:25px 0 8px}.copy-block a{display:inline-block;margin:8px 0}.copy-block details{border:0}.copy-block summary{pointer-events:none}.copy-block details p{display:block}.copy-block details:not([open])>p{display:block}.document li{margin:10px 0}.document.content{max-width:980px}.document .eyebrow{margin-bottom:18px}@media print{.copy-block{border:0;padding:0}.copy-block details{display:block}.document a{color:inherit;text-decoration:none}}

.copy-block{padding:25px 30px;border-left:2px solid var(--line);background:white}.copy-block article{padding:0;margin:25px 0}.copy-block h3{font-size:1.5rem}.copy-block h4{font-size:1.1rem;margin:25px 0 8px}.copy-block a{display:inline-block;margin:8px 0}.copy-block details{border:0}.copy-block summary{pointer-events:none}.copy-block details p{display:block}.copy-block details:not([open])>p{display:block}.document li{margin:10px 0}.document.content{max-width:980px}.document .eyebrow{margin-bottom:18px}@media print{.copy-block{border:0;padding:0}.copy-block details{display:block}.document a{color:inherit;text-decoration:none}}